Credit Card Companies are the DEVIL

Yep. I said it. I’m so mad at credit card companies, I could puke…. On their CEO’s face…. Those monkey ass clowns.

In college, one night I signed up for a credit card in exchange for a free pizza. What a deal, right?!??! A lifetime of debt for five hours of not being a starving college kid. Wow.

It was a Visa. And it had my picture on it. The credit card was totally cute (obvi) but I never used it. (Thank God.)

You know how you get random credit card information in the mail? If you are like me, you open them up enough to see the “Visa” symbol. Then I shread it and toss it in the garbage.

I do not recommend this method. No more. Read, people! This is why:

The assholes (sorry) at Visa sent me just another friendly letter. For SOME REASON I felt compelled to read it.

THANK GOD I DID.

My cute pizza credit card was having an annual fee added to its balance as of November 1, 2009. The current balance on the card (of course) was $0.00….BECAUSE I HAD NEVER USED THE CARD!!! But, as of November 1, according to the friendly letter, it would be $75.00!!!!

OMG!!!!!!

There was a number to call if I wanted to cancel my card before the charge hit. I called and was FLAMING with anger. If a human was about to answer the phone, I was about to make them cry.

Allow me to explain my anger… I am not upset that this had happened. I diligently read the letter and did what they wanted: cancelled my unused credit card. I was OUTRAGED, however, that they had notified me VIA A FRIENDLY LETTER!!!!

How many people shreaded the letter without reading it? How many people are going to be surprised when they get their Novermber bill? I’m positive that Visa will hold firm that they invformed the customer. I’m also nervous for those customers who won’t EVEN NOTICE the $75.00 charge!!

Needless to say, the number given on the letter led me to a friendly robot woman. I entered the last six digits of my account and cancelled my card. The friendly robot woman thanked me and informed me I was ALWAYS WELCOME BACK and promptly hung up.

Since I couldn’t make the call center rep cry, I decided to blog about it. Credit Card companies are the DEVIL. They are malicious and mean. I hate the whole concept.

Please be responsible with your money. Pay cash whenever possible. READ YOUR MAIL!

Moral of the story: Bitches are sneaky.

That pizza wasn’t that good. Cheapos only let me order it with one topping!

I don’t know about you, but I sure as HAIL don’t want to spend $75.00 on a large pepperoni.